Whether you’re buying a house or even thinking about it, you’re probably hearing a lot about insurance and how you need it. But there are so many kinds and you’re not really even sure which ones do what and if you actually need them all.
Car insurance was a breeze, there’s only the one kind — it’s either going to fix the car you run into or that car and yours, too (basically), but with home-related insurance, there are a lot of strange specialties, and other things that aren’t quite insurance, but act like insurance.
How will you know which you really need to protect your home and which are just a waste of your hard-earned cash? Let us walk you through it.